Even good health insurance leaves gaps — deductibles, lost income during recovery, everyday bills that don't pause for an illness. Supplemental coverage pays out directly to you, to use however you need.
Supplemental health policies pay a benefit directly to you when a covered event happens — separate from, and in addition to, your regular health insurance. As an independent broker, Christine can compare supplemental options across multiple carriers to find the coverage that fits your household best.
A high-deductible health plan can leave thousands of dollars exposed before coverage kicks in. Supplemental benefits are designed to soften exactly that impact.
No — supplemental plans pay a cash benefit on top of your regular insurance, rather than replacing it. Most people carry both.
It helps most with higher deductibles, but anyone can benefit from extra cash during a covered illness, injury, or hospital stay.
Generally, yes — most supplemental benefits are paid directly to you with no restriction on how it's spent.
Some supplemental products work alongside Medicare coverage — worth discussing together with your Medicare Advantage plan.
Get a free, no-pressure supplemental health quote from Christine Butts.