What it covers
I build coverage to fill the gaps in your primary plan
Supplemental health policies pay a benefit directly to you when a covered event happens — separate from, and in addition to, your regular health insurance. As an independent broker, I can compare supplemental options across multiple carriers to find the coverage that fits your household best.
- Accident insurance — a lump-sum benefit after a covered injury, from ER visits to physical therapy.
- Critical illness coverage — a cash benefit if you're diagnosed with a covered condition like cancer, heart attack, or stroke.
- Hospital indemnity — daily cash benefits for each day of a covered hospital stay.
- Short-term disability — income protection if illness or injury keeps you out of work.
