How it works
Term or whole life — matched to your stage of life
There's no single "right" policy — only the one that matches what you're protecting and for how long. Christine walks through your household, your income, and your goals before recommending anything. As an independent broker, she can also compare term and whole life options across multiple carriers rather than offering just one company's plans.
- Term life — affordable coverage for a set period, ideal while raising children or paying off a mortgage.
- Whole life — permanent coverage that builds cash value over time, often used for legacy or final-expense planning.
- Income replacement — coverage sized to replace your income so your family can maintain their standard of living.
- Final expense coverage — smaller policies designed to cover funeral and end-of-life costs without burdening your family.
