/* ===================================================
   Cornerstone Benefit Solutions — shared site styles
   =================================================== */
:root{
  --navy:#0e1c38;
  --navy-deep:#081226;
  --cream:#f6efe0;
  --cream-dim:#ece2cb;
  --gold:#c6a15b;
  --gold-light:#e4c684;
  --ink:#1c2436;
  --line: rgba(198,161,91,0.35);
}
*{box-sizing:border-box; margin:0; padding:0;}
html{scroll-behavior:smooth;}
body{
  font-family:'Jost', sans-serif;
  color:var(--ink);
  background:var(--cream);
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
}
h1,h2,h3,.serif{ font-family:'Cormorant Garamond', serif; font-weight:600; }
.eyebrow{
  font-family:'Jost',sans-serif; letter-spacing:0.28em; text-transform:uppercase;
  font-size:0.72rem; font-weight:500;
}
a{color:inherit; text-decoration:none;}
img{max-width:100%; display:block;}
ul{list-style:none;}

/* ---------- NAV ---------- */
header{ position:sticky; top:0; z-index:50; background:var(--navy); border-bottom:1px solid var(--line); }
.nav-wrap{
  max-width:1200px; margin:0 auto; display:flex; align-items:center; justify-content:space-between;
  padding:16px 28px;
}
.brandmark{display:flex; align-items:center; gap:12px;}
.brandmark .monogram{
  width:42px; height:42px; border:1.5px solid var(--gold); border-radius:50%;
  display:flex; align-items:center; justify-content:center;
  font-family:'Cormorant Garamond',serif; color:var(--gold-light); font-size:1.1rem; letter-spacing:1px;
}
.brandmark .btext{color:var(--cream); line-height:1.1;}
.brandmark .btext .b1{font-family:'Cormorant Garamond',serif; font-size:1.15rem; letter-spacing:1px;}
.brandmark .btext .b2{font-size:0.6rem; letter-spacing:0.24em; color:var(--gold-light); text-transform:uppercase; margin-top:2px;}
nav#primary-nav ul{display:flex; gap:30px;}
nav#primary-nav a{
  color:var(--cream-dim); font-size:0.8rem; letter-spacing:0.07em; text-transform:uppercase; transition:color .2s;
}
nav#primary-nav a:hover, nav#primary-nav a.active{color:var(--gold-light);}
.nav-cta{
  border:1px solid var(--gold); color:var(--gold-light) !important; padding:9px 18px; border-radius:2px; font-size:0.76rem !important;
}
.nav-cta:hover{background:var(--gold); color:var(--navy) !important;}
.nav-toggle{display:none; background:none; border:none; color:var(--cream); font-size:1.6rem; cursor:pointer;}
.mobile-menu{ display:none; flex-direction:column; background:var(--navy); border-top:1px solid var(--line); padding:8px 28px 18px; }
.mobile-menu.open{display:flex;}
.mobile-menu a{ color:var(--cream-dim); padding:12px 0; font-size:0.9rem; text-transform:uppercase; letter-spacing:0.06em; border-bottom:1px solid rgba(198,161,91,0.15); }

/* ---------- BUTTONS ---------- */
.btn-primary{
  background:var(--navy); color:var(--cream); padding:15px 30px; font-size:0.82rem; letter-spacing:0.1em;
  text-transform:uppercase; border-radius:2px; transition:all .25s; display:inline-block; border:1px solid var(--navy);
}
.btn-primary:hover{background:transparent; color:var(--navy);}
.btn-primary.on-dark{background:var(--gold); border-color:var(--gold); color:var(--navy);}
.btn-primary.on-dark:hover{background:transparent; color:var(--gold-light);}
.btn-ghost{
  border:1px solid var(--navy); color:var(--navy); padding:15px 30px; font-size:0.82rem; letter-spacing:0.1em;
  text-transform:uppercase; border-radius:2px; transition:all .25s;
}
.btn-ghost:hover{background:var(--navy); color:var(--cream);}
.btn-ghost.on-dark{border-color:var(--gold-light); color:var(--cream);}
.btn-ghost.on-dark:hover{background:var(--gold-light); color:var(--navy);}

/* ---------- HOME HERO ---------- */
.hero{ position:relative; display:grid; grid-template-columns:1.05fr 0.95fr; min-height:640px; background:var(--navy); }
.hero-left{
  background:linear-gradient(135deg, var(--cream) 0%, var(--cream-dim) 100%);
  padding:90px 64px; display:flex; flex-direction:column; justify-content:center; position:relative;
}
.hero-left::after{
  content:""; position:absolute; top:0; right:-70px; bottom:0; width:140px;
  background:linear-gradient(100deg, transparent 0%, var(--gold-light) 45%, var(--gold) 52%, var(--navy) 58%);
  clip-path:polygon(40% 0, 100% 0, 60% 100%, 0% 100%);
}
.hero-eyebrow{color:var(--gold); margin-bottom:14px;}
.hero-brandname{margin-bottom:26px;}
.hero-brandname .hbn-main{display:block; font-family:'Cormorant Garamond', serif; font-weight:600; font-size:3.4rem; line-height:1; color:var(--navy); letter-spacing:0.01em;}
.hero-brandname .hbn-sub{display:block; font-family:'Jost',sans-serif; font-size:0.82rem; letter-spacing:0.34em; text-transform:uppercase; color:var(--gold); margin-top:10px;}
.hero h1{font-size:2.7rem; line-height:1.1; color:var(--navy); max-width:560px;}
.hero h1 em{color:var(--gold); font-style:italic;}
.hero-sub{margin-top:26px; font-size:1.05rem; line-height:1.65; max-width:460px; color:#3a3f52;}
.hero-actions{margin-top:38px; display:flex; gap:16px; flex-wrap:wrap;}
.hero-contact-row{margin-top:44px; display:flex; gap:34px; flex-wrap:wrap; border-top:1px solid rgba(14,28,56,0.15); padding-top:24px;}
.hero-contact-row div{font-size:0.82rem; color:#3a3f52;}
.hero-contact-row span{display:block; font-size:0.66rem; letter-spacing:0.2em; text-transform:uppercase; color:var(--gold); margin-bottom:4px;}

.hero-photo-card{margin-top:38px; max-width:400px; border-radius:2px; overflow:hidden; position:relative; box-shadow:0 24px 50px rgba(14,28,56,0.18);}
.hero-photo-card img{width:100%; height:230px; object-fit:cover; display:block;}
.hero-photo-card .hpc-caption{position:absolute; left:0; right:0; bottom:0; padding:16px 20px; background:linear-gradient(0deg, rgba(8,18,38,0.88) 20%, transparent 100%);}
.hero-photo-card .hpc-caption .hpc-tag{font-size:0.62rem; letter-spacing:0.2em; text-transform:uppercase; color:var(--gold-light);}
.hero-photo-card .hpc-caption .hpc-title{font-family:'Cormorant Garamond',serif; font-size:1.15rem; color:var(--cream); margin-top:3px;}
.hero-right{
  background:radial-gradient(ellipse at 30% 20%, #142449 0%, var(--navy) 55%, var(--navy-deep) 100%);
  display:flex; align-items:center; justify-content:flex-start; flex-direction:column; padding:100px 60px 60px; position:relative;
}
.column-mark{width:120px; height:150px; position:relative; margin-bottom:26px;}
.column-mark svg{width:100%; height:100%;}
.hero-right .brand-title{font-family:'Cormorant Garamond', serif; color:var(--cream); font-size:2.3rem; letter-spacing:2px; text-align:center;}
.hero-right .brand-sub{color:var(--gold-light); letter-spacing:0.32em; font-size:0.72rem; text-transform:uppercase; margin-top:8px; text-align:center;}
.hero-right .tagline{margin-top:26px; color:var(--gold); font-family:'Cormorant Garamond',serif; font-style:italic; font-size:1.25rem; text-align:center; max-width:320px; line-height:1.4;}

/* ---------- SUB-PAGE HERO (banner) ---------- */
.page-hero{
  background:radial-gradient(ellipse at 80% 0%, #16295a 0%, var(--navy) 55%);
  padding:110px 28px 90px; position:relative; overflow:hidden;
}
.page-hero::before{
  content:""; position:absolute; right:-60px; top:-60px; width:280px; height:280px;
  border:1px solid var(--line); border-radius:50%;
}
.page-hero-inner{max-width:800px; margin:0 auto; text-align:center; position:relative;}
.page-hero .eyebrow{color:var(--gold-light);}
.page-hero h1{color:var(--cream); font-size:3rem; margin-top:16px;}
.page-hero p{color:#c3c9db; margin-top:18px; font-size:1.02rem; line-height:1.65; max-width:600px; margin-left:auto; margin-right:auto;}
.page-hero .hero-actions{justify-content:center; margin-top:32px;}

/* ---------- SEASONS (signature element) ---------- */
.seasons{background:var(--navy-deep); padding:90px 28px 100px;}
.seasons-head{max-width:700px; margin:0 auto 56px; text-align:center;}
.seasons-head .eyebrow{color:var(--gold);}
.seasons-head h2{color:var(--cream); font-size:2.4rem; margin-top:14px;}
.seasons-head p{color:#b9c0d4; margin-top:16px; font-size:0.98rem; line-height:1.6;}
.season-strip{max-width:1180px; margin:0 auto; display:grid; grid-template-columns:repeat(4,1fr); border:1px solid var(--line);}
.season-card{padding:38px 26px; border-right:1px solid var(--line); position:relative; overflow:hidden; transition:background .3s;}
.season-card:last-child{border-right:none;}
.season-card:hover{background:rgba(198,161,91,0.08);}
.season-tag{font-size:0.66rem; letter-spacing:0.24em; text-transform:uppercase; color:var(--gold);}
.season-name{font-family:'Cormorant Garamond',serif; color:var(--cream); font-size:1.6rem; margin-top:10px;}
.season-life{color:#8f97ad; font-size:0.78rem; margin-top:4px; text-transform:uppercase; letter-spacing:0.08em;}
.season-desc{color:#c3c9db; font-size:0.9rem; line-height:1.6; margin-top:16px;}
.season-fill{position:absolute; left:0; bottom:0; width:100%; height:3px; background:var(--gold); transform:scaleX(0.15); transform-origin:left; transition:transform .3s;}
.season-card:hover .season-fill{transform:scaleX(1);}

/* ---------- COVERAGE / SERVICE CARDS ---------- */
.coverage{padding:100px 28px; background:var(--cream);}
.coverage-inner, .section-inner{max-width:1180px; margin:0 auto;}
.coverage-head, .section-head{display:flex; justify-content:space-between; align-items:flex-end; flex-wrap:wrap; gap:24px; margin-bottom:56px;}
.coverage-head .eyebrow, .section-head .eyebrow{color:var(--gold);}
.coverage-head h2, .section-head h2{font-size:2.4rem; margin-top:12px; max-width:480px;}
.coverage-head p, .section-head p{max-width:380px; color:#4a4f60; font-size:0.95rem; line-height:1.6;}
.coverage-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:2px; background:var(--gold);}
.coverage-card{background:var(--cream); padding:44px 34px; display:flex; flex-direction:column; gap:16px; transition:transform .25s;}
.coverage-card:hover{transform:translateY(-6px);}
.coverage-icon{width:52px; height:52px; border:1.5px solid var(--navy); border-radius:50%; display:flex; align-items:center; justify-content:center;}
.coverage-card h3{font-size:1.5rem; color:var(--navy);}
.coverage-card p{font-size:0.92rem; color:#4a4f60; line-height:1.6;}

/* ---------- LICENSED STATES STRIP ---------- */
.states{background:var(--navy); padding:46px 28px; text-align:center;}
.states-inner{max-width:900px; margin:0 auto; display:flex; align-items:center; justify-content:center; gap:26px; flex-wrap:wrap;}
.states span.label{color:var(--gold-light); letter-spacing:0.2em; text-transform:uppercase; font-size:0.72rem;}
.state-pill{border:1px solid var(--line); color:var(--cream); padding:8px 20px; font-family:'Cormorant Garamond',serif; font-size:1.05rem; letter-spacing:2px; border-radius:2px;}

/* ---------- WHY / ABOUT ---------- */
.why{padding:100px 28px; background:var(--cream-dim);}
.why-inner{max-width:1180px; margin:0 auto; display:grid; grid-template-columns:0.9fr 1.1fr; gap:70px; align-items:center;}
.why-inner.reverse{grid-template-columns:1.1fr 0.9fr;}
.why-inner.reverse .why-visual{order:2;}
.why-visual{background:var(--navy); aspect-ratio:4/5; border-radius:2px; display:flex; align-items:center; justify-content:center; position:relative; padding:40px; overflow:hidden;}
.why-visual img{position:absolute; inset:0; width:100%; height:100%; object-fit:cover; object-position:center 15%;}
.why-visual .photo-overlay{position:absolute; left:0; right:0; bottom:0; padding:30px 28px 26px; background:linear-gradient(0deg, rgba(8,18,38,0.92) 10%, rgba(8,18,38,0.55) 60%, transparent 100%); z-index:2;}
.why-visual .photo-overlay .quote-text{font-size:1.15rem; text-align:left;}
.why-visual .photo-overlay .quote-name{text-align:left; margin-top:12px;}
.why-visual .quote-mark{font-family:'Cormorant Garamond',serif; font-size:5rem; color:var(--gold); line-height:1;}
.why-visual .quote-text{color:var(--cream); font-family:'Cormorant Garamond',serif; font-style:italic; font-size:1.4rem; line-height:1.5; text-align:center;}
.why-visual .quote-name{margin-top:22px; color:var(--gold-light); letter-spacing:0.15em; text-transform:uppercase; font-size:0.75rem;}
.why-text .eyebrow{color:var(--gold);}
.why-text h2{font-size:2.3rem; margin-top:14px; max-width:480px;}
.why-text p.lead{margin-top:18px; color:#4a4f60; font-size:0.98rem; line-height:1.7; max-width:480px;}
.why-list{margin-top:30px; display:flex; flex-direction:column; gap:22px;}
.why-item{display:flex; gap:18px;}
.why-num{font-family:'Cormorant Garamond',serif; color:var(--gold); font-size:1.3rem; min-width:34px;}
.why-item h4{font-size:1.1rem; color:var(--navy); margin-bottom:4px;}
.why-item p{font-size:0.9rem; color:#4a4f60; line-height:1.55;}

/* ---------- GENERIC CONTENT SECTION (service detail pages) ---------- */
.content-section{padding:90px 28px;}
.content-section.alt{background:var(--cream-dim);}
.content-grid{max-width:1180px; margin:0 auto; display:grid; grid-template-columns:1fr 1fr; gap:64px; align-items:start;}
.content-grid.reverse .content-visual{order:2;}
.content-copy .eyebrow{color:var(--gold);}
.content-copy h2{font-size:2.2rem; margin-top:14px;}
.content-copy p{margin-top:18px; font-size:0.98rem; line-height:1.75; color:#4a4f60;}
.content-list{margin-top:24px; display:flex; flex-direction:column; gap:16px;}
.content-list li{display:flex; gap:14px; font-size:0.94rem; color:#333a4d; line-height:1.6;}
.content-list li::before{content:"—"; color:var(--gold); font-weight:600; flex-shrink:0;}
.content-visual{background:var(--navy); border-radius:2px; min-height:340px; display:flex; align-items:center; justify-content:center; padding:40px;}
.content-visual .cv-inner{text-align:center;}
.content-visual .cv-icon{width:64px; height:64px; margin:0 auto 20px; border:1.5px solid var(--gold); border-radius:50%; display:flex; align-items:center; justify-content:center;}
.content-visual .cv-title{color:var(--cream); font-family:'Cormorant Garamond',serif; font-size:1.6rem;}
.content-visual .cv-sub{color:var(--gold-light); font-size:0.8rem; letter-spacing:0.15em; text-transform:uppercase; margin-top:8px;}

/* FAQ */
.faq{max-width:820px; margin:0 auto;}
.faq-item{border-bottom:1px solid var(--line); padding:22px 0;}
.faq-item summary{cursor:pointer; list-style:none; font-family:'Cormorant Garamond',serif; font-size:1.25rem; color:var(--navy); display:flex; justify-content:space-between; align-items:center;}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:"+"; color:var(--gold); font-size:1.4rem; margin-left:16px;}
.faq-item[open] summary::after{content:"–";}
.faq-item p{margin-top:14px; color:#4a4f60; font-size:0.94rem; line-height:1.7;}

/* ---------- CTA BAND ---------- */
.cta-band{background:var(--navy); padding:70px 28px; text-align:center;}
.cta-band h2{color:var(--cream); font-size:2rem;}
.cta-band p{color:#c3c9db; margin-top:12px; font-size:0.96rem;}
.cta-band .hero-actions{justify-content:center; margin-top:28px;}

/* ---------- QUOTE / CONTACT FORM ---------- */
.quote{padding:100px 28px; background:var(--navy); background:radial-gradient(ellipse at 80% 0%, #16295a 0%, var(--navy) 55%); position:relative;}
.quote-inner{max-width:760px; margin:0 auto; text-align:center;}
.quote-inner.wide{max-width:960px;}
.quote .eyebrow{color:var(--gold-light);}
.quote h2{color:var(--cream); font-size:2.5rem; margin-top:14px;}
.quote p.lead{color:#c3c9db; margin-top:16px; font-size:0.98rem; max-width:520px; margin-left:auto; margin-right:auto; line-height:1.6;}
form.quote-form{margin-top:44px; background:var(--cream); padding:40px; border-radius:3px; display:grid; grid-template-columns:1fr 1fr; gap:18px; text-align:left;}
.field{display:flex; flex-direction:column; gap:6px;}
.field.full{grid-column:1/-1;}
.field label{font-size:0.72rem; letter-spacing:0.12em; text-transform:uppercase; color:var(--navy);}
.field input, .field select, .field textarea{border:1px solid #cfc2a0; background:#fff; padding:12px 14px; font-family:'Jost',sans-serif; font-size:0.92rem; border-radius:2px; color:var(--ink); resize:vertical;}
.field input:focus, .field select:focus, .field textarea:focus{outline:2px solid var(--gold); border-color:var(--gold);}
.quote-form .submit-row{grid-column:1/-1; margin-top:6px;}
.submit-btn{width:100%; background:var(--navy); color:var(--cream); border:none; padding:16px; font-size:0.85rem; letter-spacing:0.12em; text-transform:uppercase; border-radius:2px; cursor:pointer; transition:background .25s;}
.submit-btn:hover{background:var(--navy-deep);}
.form-note{grid-column:1/-1; font-size:0.75rem; color:#6a6f80; text-align:center;}
.success-msg{display:none; grid-column:1/-1; background:#eaf3ea; border:1px solid #9dc79d; color:#2b5c2b; padding:16px; border-radius:2px; font-size:0.9rem; text-align:center;}

/* ---------- CONTENT VISUAL PHOTO VARIANT ---------- */
.content-visual.photo{padding:0; overflow:hidden;}
.content-visual.photo img{width:100%; height:100%; min-height:340px; object-fit:cover; display:block;}

/* ---------- FAMILY PHOTO GALLERY ---------- */
.family-gallery{padding:90px 28px; background:var(--cream);}
.family-gallery-inner{max-width:1180px; margin:0 auto;}
.family-gallery-head{max-width:700px; margin:0 auto 50px; text-align:center;}
.family-gallery-head .eyebrow{color:var(--gold);}
.family-gallery-head h2{font-size:2.3rem; margin-top:14px;}
.family-gallery-head p{margin-top:16px; color:#4a4f60; font-size:0.98rem; line-height:1.7;}
.family-gallery-grid{display:grid; grid-template-columns:repeat(3,1fr); gap:26px;}
.family-photo{position:relative; aspect-ratio:3/4; border-radius:2px; overflow:hidden; background:var(--navy);}
.family-photo img{width:100%; height:100%; object-fit:cover; display:block;}
.family-photo .fp-caption{position:absolute; left:0; right:0; bottom:0; padding:22px 20px; background:linear-gradient(0deg, rgba(8,18,38,0.9) 15%, transparent 100%);}
.family-photo .fp-tag{font-size:0.66rem; letter-spacing:0.2em; text-transform:uppercase; color:var(--gold-light);}
.family-photo .fp-title{font-family:'Cormorant Garamond',serif; font-size:1.25rem; color:var(--cream); margin-top:4px;}
@media (max-width:980px){ .family-gallery-grid{grid-template-columns:1fr;} }

/* ---------- CONTACT PAGE INFO CARDS ---------- */
.contact-info-grid{max-width:1180px; margin:0 auto 70px; display:grid; grid-template-columns:repeat(3,1fr); gap:2px; background:var(--gold);}
.contact-info-card{background:var(--cream); padding:38px 30px; text-align:center;}
.contact-info-card .ci-icon{width:46px; height:46px; margin:0 auto 16px; border:1.5px solid var(--navy); border-radius:50%; display:flex; align-items:center; justify-content:center;}
.contact-info-card h4{font-size:1.15rem; color:var(--navy); margin-bottom:8px;}
.contact-info-card p, .contact-info-card a{font-size:0.9rem; color:#4a4f60; line-height:1.6;}
.contact-info-card a:hover{color:var(--gold);}

/* ---------- FOOTER ---------- */
footer{background:var(--navy-deep); padding:56px 28px 30px; color:var(--cream-dim);}
.footer-inner{max-width:1180px; margin:0 auto; display:grid; grid-template-columns:1.3fr 1fr 1fr; gap:40px; padding-bottom:36px; border-bottom:1px solid var(--line);}
.footer-inner h4{color:var(--gold-light); font-family:'Cormorant Garamond',serif; font-size:1.2rem; margin-bottom:16px;}
.footer-inner p, .footer-inner a{font-size:0.86rem; line-height:1.9; color:#aab0c4; display:block;}
.footer-inner a:hover{color:var(--gold-light);}
.foot-bottom{max-width:1180px; margin:22px auto 0; display:flex; justify-content:space-between; flex-wrap:wrap; gap:10px; font-size:0.75rem; color:#7a80a0;}

/* ---------- RESPONSIVE ---------- */
@media (max-width:980px){
  .hero{grid-template-columns:1fr;}
  .hero-left::after{display:none;}
  .hero-left{padding:70px 34px 50px;}
  .hero-brandname .hbn-main{font-size:2.6rem;}
  .hero h1{font-size:2.2rem;}
  .season-strip{grid-template-columns:1fr 1fr;}
  .season-card{border-bottom:1px solid var(--line);}
  .coverage-grid{grid-template-columns:1fr;}
  .why-inner, .why-inner.reverse{grid-template-columns:1fr;}
  .why-inner.reverse .why-visual{order:0;}
  .content-grid, .content-grid.reverse{grid-template-columns:1fr;}
  .content-grid.reverse .content-visual{order:0;}
  .contact-info-grid{grid-template-columns:1fr;}
  .footer-inner{grid-template-columns:1fr; gap:28px;}
  nav#primary-nav{display:none;}
  .nav-toggle{display:block;}
  .page-hero h1{font-size:2.4rem;}
}
@media (max-width:560px){
  .season-strip{grid-template-columns:1fr;}
  form.quote-form{grid-template-columns:1fr; padding:26px;}
  .hero h1{font-size:1.9rem;}
  .hero-brandname .hbn-main{font-size:2.2rem;}
  .states-inner{gap:12px;}
}
@media (prefers-reduced-motion:reduce){ *{transition:none !important;} }